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Not necessarily, according to Heath. Depending on the situation, your beneficiaries might eliminate the mortgage by selling the house, or they might prefer to use the money for other purposes while keeping up with mortgage payments. mortgage protection insurance means any payout will go to the mortgage lender, not to you or your family.

A policy with the national flood insurance program (NFIP) is one of the best tools available to protect your home, business and insurable property.Choosing the best mortgage lenders is always a big deal for home buyers. odds are, your mortgage lender will be helping you make the biggest purchase of your life-and they’ll be a part of your life.

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