These non-traditional borrowers too often are forced to use subprime and hard money sources. Colorado, Florida and Georgia. It provides home mortgage financing services and offers conventional.
When I wrote the story that home buyers need lots of cash to qualify for Fannie Mae and Freddie Mac loans based on a Wall Street Journal story, some mortgage. hard hit ares where it’s tough to get.
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HARD MONEY risk. florida loan applicants with find that Hard money Florida lenders are more expensive than traditional florida loans because they are not based upon traditional credit guidelines. Recently Hard money Florida lenders have had high default rates and now are more cautious about Florida home values.
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Hard money lenders are able to look past these issues as long the loan be repaid and the borrower has enough equity invested in the property. Interest Rates and Points for Hard Money Loans. The interest rates and points charged by hard money lenders will vary from lender to lender and will also vary from region to region.